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Mother's capital for giving a child's apartment. Pokrokova instruction from the legal purchase of an apartment with maternity capital

The meta of the skin of the young sіm'ї is a bathing place for the wet life. The vision of living minds in our hour is not an easy task, to the fact that the variety of apartments is often not enough for young people, they are more like a child in this. Living on a sleeping area with fathers is more convenient for making friends, but it is planned to make a living of a damp place for the least possible.

Buying an apartment maternal capital: cover instruction transferring dotrimannya rules and norms established by law. Such a possibility was given by the state for families, de people of a friend of a child. Since 2006, the maternal capital has been approved by the legislator, which is seen by the people of another child. It is impossible to buy a room with children for the same amount, but the capital of calls is to give a lot of material help when buying.

Assignment of parent capital

Mother's capital - the state's help to children and their children, that is important, which allows them to improve the quality of life. For the people of other children, I have the right to use the sovereign's money for their needs. Mother of the people of the child will take away a certificate about the maker of capital, the pennies will be repaid for a rahunok at the bank.

Capital is subject to a generous indexation due to the improvement of inflation, and in 2017 it will become 453 thousand rubles. ruble Vykhodyachi with basic prices for living it is impossible to buy houses for family for the price of money from the great settlement. Vitratity їx whole, not zaluchauchi dodatkovі koshti, you can have a village, de tsіni order lower.

The law of transferring the intermediary minds with the pennies, the stench can be beaten only on the singing of the song:

• pridbannya apartment;
• everyday life;
• improvement of living minds;
• repayment of an earlier issued loan for the purchase of an apartment;
• making money at the budive cooperative.

Mother's capital can be won only for unprepared refurbishment. In such a rank, sovereign cats, as if you brought a friend of a child to your family, you can victorious for the household of a living, educate a child in a family, or an increase in the amount of pensions for moms. Vykoristannya koshtіv are worthy of these children, as if they were officially adopted in sim'ї. Sim'ya can issue a certificate in an hour, but only for recognition.

Vіdpovіdno up to the law, in order for the capital to be carried out until 2017, inclusive, but, according to the forecasts of the legislators, yoga will be continued, oskolki tse arduous financial importance of assistance for financial assistance to young families.

Technology for the purchase of housing from the sustenance of maternal capital

Judging by the resemblance of possibilities, given by law for the victory of maternal capital, the options for this sufficiency are enough to satisfy you often, to start the solution of problems in life. According to statistics, beginning in 2007, more families are investing qty coins in buying an apartment. The sum of a sum of five million rubles as a whole can become a start-up capital in order to buy an apartment or a house in a mortgage or with other options.

To the peculiarities of stosuvannya capital, it is necessary to lay down the rules of that form of obmezhenie, as introduced before legislation for the protection of the rights of children:

1. At the new apartment, or a house, which will be bought from the mother's capital, is due to the introduction of equal parts on all members of the family, including grown-up children. As soon as I failed to pay off the loan before I took out a loan for the house, then it was filed for the father. In this case, the transfer of often to children is fixed by a notarized document, which will be after paying the loan.
2. Budinok, which will be, otherwise the apartment is due but ready no less, lower by 70%.
3. You can buy a life for capital, if another child grows 3 years.
4. The purchase of indestructibility is unacceptable for relatives of the first line.

Nasampered, to buy an apartment, it is necessary to pick up and issue all necessary documents. Prices for purchases in the city, and in the village:

• certificate of the executor of capital;
• dovidka about the warehouse sіm'ї;
• testimonies about the people of children;
• certificate about a school or a separation;
• agreement on the purchase and sale of an apartment, even though a dwelling has already been bought;
• certificate of the right of power to house houses and an apartment;
• mortgage agreement;
• dovidka to the bank about the amount of the borg from the mortgage;
• document about rozpodіl chastok.

Crimea, when buying a home, additional documents are issued for filing with the bank:

1. Estimation of life, what to buy.
2. Insurance of the life of the beneficiary.
3. Back documents.
4. Dovіdka about pributki purchase.

The documents at once from the application for the proving capital are transferred to the Pension Fund. PF review documents for 2 months. If the seller has claims before the purchase, then the money will be redeemed from the seller’s wallet of the seller’s certificate.

About the options for buying a dwelling with the help of maternity capital

Vykoristannya capital with a method to buy a living - the most popular way of vikoristannya pennies, but at the same time transferring a lot of water stones and reshkod with nedotrimanny rules, peredbachenih law.

It is necessary to consult a lawyer in advance about the cost of capital in the interests of the law, so that you do not win a penny for recognition:

1. for a major overhaul.
2. Reception of land plots.
3. Pridbannya kіmnati chi part of the apartment.

Budinok and an apartment can be bought on the secondary market, near the village, near Novobudov. Trapplyaєєєєє so, scho pіdіbranіy vіdpovіdny vіdpovіdny variant zhitl, аlе seller аbо zabudovnієєє termіnі, protyazhі such a stench chekayut pіdіdzhennya pennies on rakhunok - 2 months. In this situation, the buyer can get a position with the bank and pay the seller, and then return the loan to the bank after being praised by the Pension Fund.

Zh RF gives an explanation of the understanding of the water-reinforced object of indestructibility, such a booth itself can be bought with a MK:

1. Isolation with a closed entrance to the street, to the descent of the maydanchik near the corridor.
2. Addendum for living, which may be in respect of technical and sanitary standards.

With the help of maternal capital, you can pay:

1. Loan from mortgages.

The program of maternal capital transferred the registration of mortgages. Її you can pay for the payment of vіdsotkіv, the main board, or make a cob deposit. Mortgage - the only possibility of success, if you can buy an apartment with a few sovereign pennies, without a check, if a child gets 3 years old.

Mortgage, which is worth it, can also be paid frequently in cash on the spot after the withdrawal of the certificate. Obov'yazkova umova to pay the mortgage to the MC's members - the inclusion of all members of the family until the transfer of the vlasniks to the new house. All mind, spelled out in the law, succumb to the purchase of a dwelling from any settlement: from a great metropolis of chi villages.

1. Bringing a house without a mortgage loan: in the countryside or in the secondary market in the city.

Golovna Umova: children can grow up 3 years. It is necessary for us to put down the purchase and sale agreement and transfer the seller to the money, then the documents for the re-adjustment of the mother's capital are violated to the Pension Fund. With a positive decision after 2 months, the seller will take back the amount that is left out. In the villages of tsikh koshtiv, you can pick up those to buy houses.

The purchase of an apartment with maternity capital and instructions for such a procedure is necessary for the family, as a way to improve their living mind. Federal Law No. 256 allows stained-glass koshti on a straight line.

Їhnya meta - social security of the mother of another child, but for the withdrawal of budget pennies, there is a low mind. From the age of maternal capital, the chances of getting rich, to build a small area, “square meters” grew.

Art. 7 The law establishes the substantiation that it is allowed to understand, on which it is allowed to spend the mother's capital. Clause 3 of the norm indicates that such cats can be used for the right to have a meal:

• apartments, a private booth of another object of non-viability;
• goods and services, as necessary for the adaptation of children from with limited possibilities in the suspіlstі;
• for a supplement to a possible pension for mothers;
• illumine the children for wellness.

More money for victorious pennies, if you want to get your own apartment, then sometimes you will be left with the only option to become a master of life without the need for rent.

Appartment options

The law allows you to buy indestructibility at any stage of everyday life. It is possible to add apartments to the secondary market. Golovne - take the bank for the sake of the year. Need additional money to buy a living.

Victory of maternal capital for the provision of a high-quality apartment can be done immediately after the birth of the 2nd baby. Follow the same declaration about the living certificate.

Tse to fight with the way of filing a special application, with the original copy of the certificate about the nation of the child; Batkiv passports, SNILZ originals. After confirmation of the right to a subsidy, it is possible to consider buying a dwelling without compensation, if the child is 3 years old.

Wash away the cost of payment for payment summarized by the following theses:

• the birth date of another baby is on the cob of 2007;
• early submission of an application to the Pension Fund of the Russian Federation - for the withdrawal of a certificate;
• suvoriy svіt before the creditor bank and the Pension Fund for stained pennies.

You can buy unruliness for the money of such budgetary koshtіv with the help of maximum size sumi pіlgi U born in 2007 the value of maternal capital was 250 thousand. ruble Today's fee, with a periodic periodic indexation, up to 453 ths. rub.

Rarely if such a sum will become a full payment for an apartment. Vlasnik kapitalu can pay a penny to a budgetary "studio" near the provincial city. To buy a spacious living room, you need to go to the bank or another payment-promotional creditor to get low pennies.

Wash your life more quickly for a few popular loan schemes.

Maternal capital - a solid first deposit

Until the actual payment of a part of the apartment with the help of the family capital, the bank must be paid by the minds of the position. Mortgage for holders of such a certificate will be charged with a mortgage of 13-16%, more importantly in an anuistic order, a rozrahunka, tobto. if the borzhnik is crying for unruliness with equal contributions.

Pokrokov's instruction for the purchase of non-deterioration:

1. The applicant goes to the bank for a mortgage.
2. Take away credit installment.
3. Zdіysnyuє poshuk zhitla that otrimuє svalennya bank on pribannya.
4. Zdіysnyuє yogo otsіnnu vartіst, carry all fears vitrati.
5. Putting a mortgage agreement to suit the sale of non-violent property.
6. Vikoristov's right to pay the cob, and the apartment manager pays the money for money.

They gave the next step to the Pension Fund of the Russian Federation, due to a statement about the sighting of the mother's capital for repayment by the seller. Ring out, pennies should go to the seller’s apartment in 2 months after I allow you to speed up such a meal.

Payment of the basic mortgage

It is allowed to spend maternal capital on the turn already in the right position. For whom it is necessary to return to the Pension Fund of the Russian Federation with a statement about the direction of pennies to a bank account. The procedure may be approved by the credit institution itself, but the schedule of payments for the apartment will be changed accordingly.

Such a possibility to imm'yam, as if they had failed to pay off a part of the mortgage, which they had lost, the vicarious ability of the mother's capital. Then the pokrokov’s instruction will be like this:

1. The Applicant is guilty of returning to the Pension Fund for transferring the bag of unpaid pilgrimage to a bank account.
2. It is necessary to notarize the signature of the request to transfer the apartment to the authorities. The right to share in the person of the applicant and other members, tobto. quiet, who has spellings of the madman on a permanent basis.
3. From the bank, it is necessary to take a statement about the in-line checkout.
4. After the withdrawal of the allowance from the PF, the sum of the mother's capital is repaid for a bank account.
5. Rozrahunki can be held for the mind, which will be repaid the main bill and the sum of money. The new payment schedule may be shortened or changed to the cost of the mortgage holder.

Payment for housing under a share agreement

Buying an apartment for the sake of a share of the fate is possible at the cob stage of life of a rich apartment house. Maternal capital is allowed to win as a primary payment for the process of repaying the goiter of a pajovika.

You can buy indestructibility according to DDU at a lower price, for the mind of the applicant’s superiority and registration please Rosreestr. The scheme itself does not affect the cost of insurance and the assessment of living space. The original of the living certificate is expected from all authorities - state and commercial directness.

Please procedure

Examined options for paying for a living are possible only after the registration of a mortgage with the mother's capital to the bank. Mortgage position is seen as a mind-boggling fit for an apartment. Vidpovidny clause is included before the sales contract.

Pokrokov's instructions for uninterrupted weather should be implemented in the following order:

1. Take away the jar and choose the life.
2. Laying down the mortgage agreement.
3. The signing of a document about the sale of life from the best prices of life position.
4. Povniy razrahunok from the seller.
5. Away from the payment of the mortgage.

It is important to insure the life of the guardian, independently, in view of the fact that the patron of the wife of the family capital. At the sale agreement it is indicated that the insurance can be valid as a minimum payment after repayment of all fees for the loan.

Features of the mortgage agreement and the sale of living space

Possibility of family capital is allowed to pay only for the mind of the platospromozhnosti of the employer. Tse means that before the mortgage agreement is issued, the sale of living quarters from the holder of the certificate or the guarantor can earn a high permanent income.

Possibilities of sleeping postures (spіvpozichalnikov) are actively victorious. It is expected that the payment of the loan will be 40% of the salary of the employer based on the total income of this person. Basics of a mortgage agreement:

• special data about the parties;
• exact variance of positions (with the adjustment of payments, commissions and other payments);
• the procedure for paying vіdsotkіv;
• payment schedule;
• signatures of the parties.

Pokrokov's instruction to avenge the official registration procedure. Rozmir of the Sovereign Mit (valid until the Tax Code of the Russian Federation - paragraph 28 of article 333.33), for a hulk we set 1000 krb.

Contract for the sale of a mortgage apartment

• about the seller, the purchase-outpost, the bank - make the vlasnik;
• reports on living quarters - її іnventarizatsiyna and market varіst;
• the procedure for the transfer of indestructibility;
• rights and obov'yazki: the seller, the new vlasnik and the bank;
• vіdpovidalnіst storіn;
• think about changing the points to please that agreement.

Art. 558 The Central Committee of Ukraine does not transfer obov'yazok registration please. Rosreestrі will have to arrange the transition of the right of power to a new dwelling. Suma derzhmita for the "rozheve" certificate in the mortgage warehouse 2000 yew. rub.

You can buy unruliness for maternal capital by signing two important agreements. Wash the money of the indestructible lane in the mortgage, you will be victorious after the otrimanny of the certificate of power to live.

Vitrati ta risiki

The prospective worker will have to win all current income, the family certificate allow to pay off only a part of the living quarters. Perelik vitrat delivers:

• payments for the main bill and bills;
• payment for the services of a specialist, as a result of the victory of the housing broker;
• sum of commissions from the loan;
• insurance of life, health and payment of the mortgage holder;
• independent assessment of living space.

Additional payment is required for the services of a credit institution, which means that you earn money from the bank, or you need the services of a regular service for the rozrachunk’s rachunka. The vouchers of the family certificate are redeemed by the seller 2 months after the visit of the mortgage official to the Pension Fund of the Russian Federation, which is allowed.

Buy steadfastness in a mortgage buvaє vygіdnim vypadku, yakscho sim'ya may have a high income for regular payments. A loan from a sovereign support is less possible than in rubles. Otherwise, you can secure the owner of the reduced in-line capacity.

But the opportunity to spend a job or another basic income is forever depleted. For money to buy unruliness on the position of the money, it is necessary to insure that it is pledged at the bank. In the event of regular non-payment to the borg, the creditor may have the right to sue and take away the life of their families with small children, so that they will be deprived of a single “dah over their heads”.

It is necessary to thoroughly secure your ability to ensure that payments for a loan can be made with special protection for a period of 3-6 months after spending the main income.

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